Mindful Wealth LLC

Mindful Wealth serves individual clients — including high-net-worth individuals — and employer plan sponsors with continuous, tailored investment management and a range of financial planning options (comprehensive, ongoing, project-based, and hourly). The firm also provides pension and retirement-plan consulting and offers an automated investment option through Schwab’s Institutional Intelligent Portfolios for clients who meet the platform’s eligibility criteria.

The firm’s investment process is primarily passive, constructing diversified portfolios using index mutual funds and ETFs and setting asset-allocation targets based on each client’s objectives, time horizon, risk tolerance, and tax considerations. For eligible accounts it uses the Schwab IIP system to implement automated portfolio selection, rebalancing, and tax-loss harvesting, and it generally manages client accounts on a discretionary basis subject to client-imposed restrictions.

Mindful Wealth’s structure includes several features that are uncommon among small independent advisers: it operates an additional DBA (Connected Financial Planning), its principal holds an executive role at another registered adviser, and the firm has a formal succession agreement with a third-party asset manager to reduce service disruption. The firm also highlights cross-border and inbound/outbound relocation tax planning supported by CFP® and Enrolled Agent expertise, and uses operational arrangements such as standing letters of authorization and direct fee debiting that are less typical for a solo independent advisor.