M
Minas Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Clients per advisor
0
Average account size
—
About
Minas Financial Planning, LLC is a state-registered investment adviser that provides project-based and ongoing financial planning, third‑party manager selection and oversight, directly held real estate analyses, and periodic educational seminars to a broad range of clients including pooled vehicles, institutions, and individual households. The firm’s brochure notes that it does not directly manage client assets, does not accept custody of client funds, and may facilitate implementation through outside managers and client-selected custodians.
The firm describes a primarily passive investment approach informed by Modern Portfolio Theory, using low-cost index funds and ETFs for asset-class exposure while also employing fundamental, technical, cyclical, and charting analyses when completing investment reviews as part of planning work. MFP assists clients in selecting and onboarding outside managers or TAMPs, conducts ongoing reviews of those managers, and frames recommendations around long-term diversification and tax efficiency.
Several operational features are notable for a firm in this category: the principal maintains an active role as a licensed real estate broker and offers directly held real estate analysis, the firm regularly offers public and paid educational seminars, and it documents the practice of recommending and reviewing other advisers. The brochure also discloses multiple non‑AUM billing options (fixed project fees, monthly ongoing fees, and hourly engagements) and the principal’s concurrent academic duties as a university finance professor and CFP® program director, all of which are less common among peer investment‑manager firms.
Client services
Financial planning
Selection of other advisers
Educational seminars or workshops
Expertise
General retirement planning
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Fee options
Project Based Financial Planning Fixed Fee: $2,800 to $4,500 (negotiable); Directly Held Real Estate Analysis: $250 to $1,000 for first parcel, $250 to $500 for each additional
$0 - $500,000: 1.00% $500,001+: 0.50%
$150 to $250 per hour, depending on complexity, negotiable
Ongoing Financial Planning: $150 per month, billed monthly, minimum 12 months, negotiable
Fee-only: Project Based Financial Planning Fixed Fee: $2,800 to $4,500 (negotiable); Ongoing Financial Planning: $150 per month (negotiable); Hourly Financial Planning: $150 to $250 per hour (negotiable); Directly Held Real Estate Analysis: $250 to $1,000 for first parcel, $250 to $500 for each additional parcel; Educational Seminars: $0 to $1,000 per seminar or $0 to $25 per participant
Main office location
Minas Financial Planning
Hot Springs National Park AR, United States
Number of offices
1
Most active in
Minas Financial Planning has reported serving >5 clients in these states in the last 12 months.
Arkansas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Real estate agent
They facilitate real estate transactions and may earn commissions.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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