Millstone Financial Group

Donald Albach is a financial advisor with Millstone Financial Group, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at Millstone Financial Group since 2012 and previously held roles at Park Avenue Securities LLC and Guardian Life Insurance Company of America. Outside of his advisory role, he is involved in an affiliated insurance business through Millstone Financial Group, working as an insurance agent. Millstone Financial Group provides discretionary and non-discretionary investment management, financial planning, ERISA 3(21) retirement-plan advisory services, and financial consulting to individuals, high-net-worth clients, and business owners. The firm utilizes a variety of analytical approaches and offers tailored investment programs, including the use of third-party managers and legacy managed-account options.

Michael Russo is a financial advisor at Millstone Financial Group with 35 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Park Avenue Securities LLC and Guardian Life Insurance Co of America. Russo also maintains an insurance practice focusing on life insurance products and fixed annuities. Millstone Financial Group offers discretionary and non-discretionary investment management, financial planning, ERISA 3(21) retirement-plan advisory services, and financial consulting to individuals, high-net-worth clients, and business owners. The firm customizes investment programs based on clients’ goals and risk tolerance, utilizing a mix of fundamental, technical, charting, and cyclical analysis, and employs both in-house and third-party portfolio management.

Nicholas Noto is a financial advisor at Millstone Financial Group with two years of industry experience. He holds the Series 66 designation and previously worked at Bank of America and Merrill Lynch. Noto was a full-time student for eight years prior to beginning his advisory career. Millstone Financial Group offers discretionary and non-discretionary investment management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, and business owners. The firm uses a combination of fundamental, technical, charting, and cyclical analysis and customizes investment programs based on client goals and risk tolerance.

Luke Lino is a financial advisor with Millstone Financial Group in Millstone, NJ, holding Series 63 and Series 65 licenses and four years of industry experience. Prior to joining Millstone Financial Group, he worked at Northwestern Mutual in various capacities from 2021 to 2024. Outside of advisory work, he is also involved in insurance sales and services as an insurance agent. Millstone Financial Group serves individuals, high-net-worth clients, and business owners by providing discretionary and non-discretionary investment management, financial planning, and retirement-plan advisory services. The firm employs a range of analytical approaches and offers tailored investment programs, with portfolio management sometimes delegated to sub-advisors or third-party managers.

Ryan Black is a financial advisor at Millstone Financial Group with a Series 66 designation and approximately one year of industry experience. His prior work includes roles at Commonwealth Financial Network, UBS Financial Services, iCapital Network, and 22C Capital LLC. Outside of his advisory role, he is also licensed as an insurance agent through Millstone Financial Group. Millstone Financial Group offers discretionary and non-discretionary investment management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, and business owners. The firm employs a variety of analytical approaches and tailors investment programs to client goals, with options for delegating portfolio management to sub-advisors or third-party managers.

Kevin Flesch is a financial advisor at Millstone Financial Group with eight years of industry experience. He holds a Series 66 designation and previously worked at Merrill from 2017 to 2024. Outside of his advisory role, he is also licensed as an insurance agent through Millstone Financial Group. Millstone Financial Group provides investment management, financial planning, retirement-plan advisory services, and consulting to individuals, high-net-worth clients, and business owners. The firm employs a tailored investment approach using fundamental, technical, charting, and cyclical analysis, and offers both discretionary and non-discretionary mandates.