Miller, Gesko & Company Inc.

Miller Gesko is an SEC-registered independent investment adviser managing roughly $170 million for about 87 clients, primarily individuals (including high‑net‑worth), as well as trusts, estates and charitable organizations. The firm offers both discretionary and non‑discretionary investment management along with administrative trust services, recordkeeping, informal tax planning, and special services such as insurance programming and coordination with outside professionals.

The firm’s investment process emphasizes fundamental analysis to build customized portfolios and may employ long‑term holdings, shorter‑term trades, option‑writing and the selective use of mutual funds and ETFs for tactical exposure or cost efficiency. Accounts are monitored continuously with at least annual client reviews, semi‑annual performance reporting, and the ability for clients to impose reasonable investment restrictions subject to the firm’s discretion.

A noteworthy feature in the brochure is that several minority owners are also principals and investment adviser representatives of two affiliated SEC‑registered advisers (Hudson Capital Advisory, Inc. and Hudson Advisor Services, Inc.), with those individuals described as providing advice to Miller Gesko’s investment committee while the firms report no shared clients. The firm also participates in Fidelity’s Institutional Wealth Services program for custody and brokerage benefits and discloses that it does not vote client proxies, leaving proxy decisions to clients.