M
Milieu Personal Finance LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$386,910
Total clients
1
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
1
Average account size
$386,910
About
Milieu Personal Finance is a fee-only, independent registered investment adviser that provides comprehensive and project-based financial planning and discretionary portfolio management to individual clients, including high-net-worth individuals. The firm delivers written financial plans, coordinates with third-party professionals when needed, and does not accept commissions or performance-based compensation.
The firm’s investment approach draws on modern portfolio theory and uses a mix of passive and active strategies across stocks, bonds, mutual funds, and ETFs, with the option to incorporate socially responsible (ESG) preferences. It may use Outside Managers and sub-advisory platforms; when providing ongoing management the adviser typically operates with discretionary authority and directs clients to custody and trade through a designated advisory platform.
Milieu Personal Finance does not charge a percentage-of-assets-under-management advisory fee and instead relies on fixed initiation, ongoing, and project-based planning fees, while clients who use the firm’s recommended platform also incur that platform’s separate asset-based wrap fee. The firm is a recently formed, small practice with a sole advisor who maintains significant outside employment during market hours — a potential operational distinction the brochure notes and that the firm says is mitigated by its planning-focused, lower-frequency investment approach.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
Business ownership considerations
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Retirement income strategy
Occupation focus
Scientific Professional
University Employee
Demographic focus
Mid-Career Professionals
Fee options
Project-Based Financial Planning fixed fees range from $2,400 to $4,800
$0 - $250,000: $200 monthly fee plus $600 initiation fee $250,001 - $500,000: $250 monthly fee plus $750 initiation fee $500,001 - $1,000,000: $300 monthly fee plus $900 initiation fee $1,000,001 - $2,000,000: $350 monthly fee plus $1,050 initiation fee $2,000,001 - $4,000,000: $400 monthly fee plus $1,200 initiation fee $4,000,001+: Contact MPF to discuss fees
Minimum fee: Initiation fees from $600 to $1,200 depending on portfolio size; monthly fees from $200 to $400 depending on portfolio size Fee-only: Fixed fees for financial planning services; initiation fees and monthly fees as described; project-based financial planning fixed fees range from $2,400 to $4,800
Main office location
Milieu Personal Finance LLC
Ann Arbor MI, United States
Number of offices
1
Most active in
Milieu Personal Finance LLC has reported serving >5 clients in these states in the last 12 months.
Michigan
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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