Milborn Advisors, ltd

Milborn Advisors, Ltd serves individual and high-net-worth clients as well as pension and profit-sharing plans, providing ongoing portfolio management, written financial planning, and pension consulting (including 401(k) plan services). The firm manages roughly $108 million across about 178 client relationships and offers both discretionary and non‑discretionary advisory services.

The firm implements client-specific Investment Policy Statements and uses long‑term trading informed by a mix of charting, fundamental, and technical analysis to guide asset allocation and security selection. Milborn’s investable universe includes mutual funds, fixed income, equities, ETFs (including precious‑metal ETFs), and insurance products, with documented risk‑tolerance and periodic portfolio monitoring.

Notable operational features include a requirement that clients custody assets at Charles Schwab Advisor Services, through which the firm may receive research, technology, and other soft‑dollar benefits, and the disclosure that firm principals are licensed to sell insurance and annuity products that may pay commissions. The firm also discloses that it does not aggregate trades into block orders for multiple client accounts and has recently initiated a transition to SEC registration, practices that differ from many peers of similar size.