M
MiGH Financial Planner, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$18,785,493
Clients
13
46% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
13
LowAverage account size
$1,445,038
About
MiGH Financial Planner provides investment management and financial planning services to individual investors, high‑net‑worth clients and certain retirement plans. The firm delivers ongoing portfolio management with written investment policy statements and also offers standalone financial planning engagements.
Investment implementation relies on five model portfolios tied to documented risk profiles, with a primary emphasis on ETFs for equity exposure and a detailed, hands‑on approach to fixed income (including individual investment‑grade bonds, preferreds and closed‑end funds). The adviser typically seeks discretionary authority, uses buy‑and‑hold diversification and applies screening criteria such as expense ratios, index tracking, liquidity and top holdings when selecting ETFs and bonds.
Notable differences from many peers include a very small client base relative to assets under management, a custodial preference that relies on Interactive Brokers for account custody and automated daily AUM fee debiting, and a policy not to aggregate trades across client accounts. The firm’s fixed‑income sourcing and use of specialized screening tools (for example, QuantumOnline and Morningstar reports) for bond and closed‑end fund selection is more granular than is typical for comparably sized independent advisers.
Client services
Financial planning
Portfolio management
Expertise
Passive / index investing
Fee options
$1,600 to $2,400 for initial financial plans; $120/month for ongoing financial advice (discontinued for new clients)
$0 - $200,000: 0.90% annually $200,000 - $800,000: 0.78% annually $800,000 - $1,500,000: 0.75% annually $1,500,000 - $3,500,000: 0.67% annually $3,500,000+: 0.63% annually
$250/hour for financial planning
Account minimum: $500,000
Main office location
MiGH Financial Planner, LLC
Los Gatos CA, United States
Number of offices
1
Most active in
MiGH Financial Planner, LLC has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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