Midwest Capital Financial Advisors, LLC

Midwest Capital Financial Advisors, LLC is a state‑registered investment adviser with two advisors overseeing roughly $12.9 million in client assets and serving about 100 clients. The firm provides discretionary and non‑discretionary portfolio management, financial planning and consulting, and retirement‑plan services for individuals, trusts, charitable organizations and employer‑sponsored plans.

The firm’s investment process combines fundamental and technical analysis, volatility and cyclical considerations, and may employ long‑term holdings, short‑term trading and option overlay strategies; advisors generally gather detailed client information and create portfolios guided by an Investment Policy Statement. Midwest Capital also recommends and monitors third‑party investment managers, uses multiple custodians (including MoneyBlock, American Funds and Interactive Brokers), and typically charges fees based on a percentage of assets under management.

Several features the brochure highlights as notable for a small firm are that advisory personnel also operate as a registered representative of a broker‑dealer and hold insurance licenses, and the firm discloses affiliations with an insurance agency and with third‑party providers such as AssetMark and Morningstar. The brochure also discloses that the firm offers non‑personal educational programs, may receive solicitation fees when referring clients to third‑party managers, and uses derivatives (options contracts and overlay strategies) in client accounts, all of which it identifies as conflicts to be managed and disclosed.