Middle Coast Investing LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$12,121,430
Total clients
9
33% high-net worth
Total advisors
2
of 2 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
5
Average account size
$1,346,826
About
Middle Coast Investing LLC provides discretionary portfolio management to individual and high-net-worth clients and reported approximately $12.1 million in assets under management as of December 31, 2025. Services include customized index-based ETF portfolios and actively managed accounts composed of individual equities.
The firm describes a two‑pronged investment approach: a passive, index-tracking ETF strategy and an active, fundamental-analysis equity strategy, with portfolios tailored to each client’s objectives, time horizon, and risk tolerance. Middle Coast exercises discretionary authority to implement trades, rebalances index portfolios quarterly, reviews active accounts monthly or more often, and delivers quarterly review letters in addition to custodian statements.
Noteworthy contrasts with many peers appear in the brochure: it discloses that the firm advertises performance results (a practice uncommon among similar supported advisers) and it includes inverse and leveraged ETFs among recommended securities. The brochure also states clients are required to use Charles Schwab as the custodian/broker and must authorize fee deduction from their accounts, policies that differ from firms that allow broader broker choice or alternative fee arrangements.
Client services
Expertise
Fee options
Maximum annual management fee of 1.00%; fee is negotiable and may be lower based on assets managed and other factors.
Account minimum: $50,000 recommended minimum account size for actively managed portfolios; however, no required minimum account size. Minimum fee: Minimum annual fee of $100 per account.
Main office location
Middle Coast Investing LLC
Ludington MI, United States
Number of offices
2
Most active in
Michigan · New York
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")