M
Michael S. Carrier & Associates, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$100,000,000
Clients
100
35% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
100
Very HighAverage account size
$1,000,000
About
The firm provides investment advice and portfolio management primarily to individuals, trusts and small businesses, tailoring portfolios to each client’s objectives and risk tolerance based on an investor profile and ongoing meetings, email or phone conversations. Formed in 1997, the firm manages client accounts on a discretionary basis under custodial agreements and allows clients to impose written investment restrictions.
Its investment process combines both technical and fundamental strategies to build individualized plans, with ongoing monitoring and reviews triggered by material events or changes in client circumstances. Accounts are managed separately for each client rather than through aggregated block trades, and fees are typically charged as a percentage of assets under management.
Although the brochure describes the use of third‑party custodians and delivery of custodial statements, the firm’s regulatory filing indicates it functions as a qualified custodian — an arrangement that is rare among independent, single‑advisor practices. The firm also notes no affiliations or performance‑based fees, declines proxy‑voting authority, and manages roughly $100 million for about 100 clients, a scale that is noteworthy for a solo advisor.
Client services
Portfolio management
Expertise
Wealth management
Fee options
Flat fee amount varies and is negotiable based on client relationship and complexity
$0 - $500,000: 1.50% $500,000 - $1,000,000: 1.00% $1,000,000+: 0.50%
Main office location
Michael S. Carrier & Associates, Inc.
Highlands NC, United States
Number of offices
1
Most active in
Michael S. Carrier & Associates, Inc. has reported serving >5 clients in these states in the last 12 months.
Florida · Georgia · North Carolina
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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