M
Michael S. Carrier & Associates, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$100,000,000
Total clients
100
35% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
100
Average account size
$1,000,000
About
Michael S. Carrier & Associates provides investment advice and portfolio management primarily to individuals, trusts and small businesses, tailoring portfolios through client-completed investor profiles and ongoing meetings, phone calls, or email. The firm manages accounts on a discretionary basis and states it does not impose a firm-wide minimum account size.
The adviser uses a mix of technical and fundamental analysis, starting with a review of clients’ current assets, objectives and risk tolerance to build individualized plans that are monitored and adjusted when market or personal circumstances warrant. Account reviews are typically triggered by material events and the firm encourages clients to compare any information the adviser provides with custodian-issued monthly and trade confirmation statements.
The firm’s regulatory filing indicates custody responsibilities that are uncommon for independent, single-adviser firms and its brochure emphasizes that clients receive custodian-issued statements and should verify them promptly. It also notes that the adviser will not accept proxy-voting authority and manages each account individually rather than using block or aggregated trading, distinctions that set it apart from many peers.
Client services
Portfolio management
Fee options
Flat fees negotiated and vary per client; no specific amounts stated
$0 - $500,000: 1.50% $500,001 - $1,000,000: 1.00% $1,000,001+: 0.50%
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Main office location
Michael S. Carrier & Associates, Inc.
Highlands NC, United States
Number of offices
1
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")