Michael P Lynch Wealth Management, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$23,114,483
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
22
41% high-net worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
22
TypicalAverage account size
$1,050,658
About
The firm provides investment management and financial planning to individuals, retirement and profit‑sharing plans, IRAs, trusts, estates, charitable organizations and business entities, managing approximately $23.4 million in client assets across about 22 client relationships. It offers managed accounts and financial planning/consulting services, with portfolios that may include equities, fixed‑income instruments, mutual funds, exchange‑traded funds and, in some cases, real estate and partnership interests.
The firm operates on a fee‑only, asset‑based model and generally maintains a $175,000 account minimum, managing assets on both discretionary and non‑discretionary bases. Its investment process emphasizes asset allocation and diversification, typically implements strategies through mutual funds and ETFs, and relies on fundamental analysis (earnings, cash flow) and evaluation of economic cycles to construct portfolios.
Notably, the owner/manager also controls an affiliated accounting/tax practice and is a licensed California real estate broker, allowing the firm to offer tax/accounting services and real estate brokerage alongside advisory services—affiliations that are uncommon among peers. As a single‑advisor firm with a small client roster, these cross‑disciplinary relationships may affect how services are coordinated and are disclosed for clients’ review.
Client services
Financial planning
Portfolio management
Expertise
Wealth management
General retirement planning
Long-term care insurance
Cash flow / budgeting
Real estate investing
Fee options
Comprehensive financial plans ranging from $500 to $10,000 depending on complexity
$0 - $500,000: 1.00% annually $500,000 - $1,000,000: 0.75% annually $1,000,001 - $5,000,000: 0.60% annually $5,000,001+: 0.50% annually
$300 per hour for financial planning/consulting services
Account minimum: $175,000 Fee-only: Investment management fees between 0.50% and 1.00% annually based on AUM tiers; financial planning on fixed fee or hourly basis
Main office location
Michael P Lynch Wealth Management, LLC
5250 Claremont Ave, Ste 145
Stockton CA 95207-5700, United States
Number of offices
1
Most active in
Michael P Lynch Wealth Management, LLC has reported serving >5 clients in these states in the last 12 months.
California · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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