Michael J. Porro & Co. Financial Advisors, Inc.

The firm provides investment management and comprehensive financial planning to individuals, families, trusts, estates, charitable organizations, and business entities, offering both discretionary and non-discretionary portfolio management alongside modular planning services such as retirement cash-flow analysis, income tax projections, estate forecasting, insurance needs analysis, qualified plan reviews, and college funding analysis. Client relationships typically begin with a data-gathering and goal-setting process based on a six-step financial planning methodology, and many ongoing planning services are incorporated into the firm’s management engagement.

Investment work is managed actively and tailored to each client’s stated objectives, time horizon, risk tolerance, and liquidity needs, using fundamental and technical analysis, asset allocation, and holdings that can include cash, individual equities, bonds, mutual funds, and ETFs; portfolios are periodically reviewed and rebalanced and can include client-directed restrictions. The firm uses custodial relationships and third‑party reporting tools to support trade execution, account monitoring, and periodic client reviews, and it may aggregate related household accounts for fee and trade allocation purposes.

What is noteworthy about the firm relative to many peers is its direct involvement with pooled investment vehicles and related accounting: it serves as general partner for three privately held limited partnerships that own real estate and provides bookkeeping and tax preparation services to those entities. In addition, one or more advisory personnel maintain insurance licenses and an Enrolled Agent credential, allowing the firm to recommend and place life, health, disability and long‑term care insurance and to offer tax services alongside investment advice; the brochure discloses commissions from insurance sales and the firm’s procedures for managing those conflicts.