MFO-USA Advisory, LLC

MFO-USA Advisory serves individual and high‑net‑worth clients, operating with a very small client roster and a single advisor. The firm offers ongoing portfolio management and advisory services, including assistance selecting and monitoring third‑party money managers and co‑advisory participation in managed account programs.

The firm operates on a non‑discretionary basis and documents client risk tolerance and investment objectives through Investment Policy Statements; it employs methods such as fundamental, cyclical, quantitative analysis, and modern portfolio theory with a long‑term trading orientation. MFO‑USA also makes use of third‑party managed account solutions (including SEI’s managed account offerings and distribution‑focused strategies) and requires clients to use designated broker‑dealers for trade execution.

Noteworthy features include a concentration of non‑discretionary assets (about $32 million reported) and an unusually small advisor‑to‑client scale for a supported firm, which can affect personalization and decision timing. The firm’s principal maintains separate insurance and business‑consulting activities and receives third‑party compensation and referral payments; the brochure also discloses operational practices such as not aggregating trades and declining proxy‑voting authority.