MFA Wealth Services

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Client assets under management

$293,076,230

Clients

224

4% high-net worth

Advisors

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

112

Very High

Average account size

$1,308,376

About

MFA Wealth Services is a registered investment adviser serving individual and high‑net‑worth clients, as well as trusts, business owners and corporations through a three‑advisor team managing roughly $293 million in client assets across 224 accounts. The firm offers personalized financial planning, ongoing portfolio management (discretionary and non‑discretionary), and selection and monitoring of third‑party money managers.

The firm’s investment process emphasizes strategic asset allocation grounded in Modern Portfolio Theory, using mutual funds, ETFs, individual stocks and bonds, and covered options, supported by fundamental analysis, charting and third‑party research; it maintains model portfolios that are periodically reviewed and is transitioning toward predominately discretionary management (about $292.4 million discretionary vs roughly $642,740 non‑discretionary). MFA Wealth Services monitors allocations for rebalancing and may adjust portfolios for tax and liquidity considerations rather than rebalance on a strict schedule.

What is distinctive is the firm’s multi‑disciplinary affiliations: principals also act as registered representatives of a broker‑dealer, operate an insurance agency, have an affiliated law practice and provide CPA/tax services, and hold real‑estate broker licenses — activities the firm discloses and says occupy a modest portion of their time and that can affect implementation options or create conflicts the firm manages. The firm also relies on third‑party administration and custody arrangements and reports that nearly all assets are managed on a discretionary basis despite its small advisor count, which is atypical for similarly sized supported firms.

Client services

Financial planning Portfolio management

Expertise

Wealth management

Occupation focus

Founder/Business Owner Attorney Retired

Fee options

Fixed

Financial planning flat fees vary; fixed fees for small accounts ranging from $500 to $12,500 per quarter

Percentage

$0 - $1,000,000: 1.0% $1,000,000.01 - $5,000,000: 0.8% $5,000,000.01+: 0.5%

Commissions

Compensation as registered representatives with United Planners; generally 1% trail on C shares mutual funds; commissions and trails are possible through affiliated broker-dealer activities

Project-based

Financial planning hourly fee of $350 per hour

Other

Account minimum: $1,000,000 Minimum fee: $500 per quarter minimum fee

Main office location

MFA Wealth Services

100 E. Thousand Oaks Blvd., #258

Thousand Oaks CA 91360, United States

Number of offices

Most active in

Arizona · California · Colorado · Florida · Idaho · Indiana · Nevada · New Jersey · New Mexico · North Carolina · Oklahoma · Oregon · Pennsylvania · South Carolina · Tennessee · Texas · Virginia · Washington

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Is not active or affiliated with:

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

Website 833-496-5474

Advisors at this firm

Michael G

CFP®, Series 66

Thousand Oaks, CA

MFA Wealth Services

Michael Garner is a CFP® with 20 years of industry experience, currently serving as an advisor at MFA Wealth Services in Thousand Oaks, CA. He has worked at MFA Wealth Services since 2014 and maintains a concurrent legal career as an attorney at Cornerstone Law Center. Garner is also licensed as a real estate broker and involved in real estate sales and property management. MFA Wealth Services is a registered investment adviser serving individual and high-net-worth clients, trusts, business owners, and corporations. The firm manages approximately $293 million in client assets through a three-advisor team, providing personalized financial planning, portfolio management, and third-party money manager selection. Its investment approach emphasizes strategic asset allocation using a variety of securities and incorporates both fundamental and technical analysis.

Wealth management Founder/Business Owner Attorney Retired

Christopher M

Series 66

Thousand Oaks, CA

MFA Wealth Services

Christopher Mattern is a financial advisor at MFA Wealth Services with 18 years of industry experience. He holds a Series 66 designation and has worked at Tone, Walling & Meador LLP since 2019, where he is a minority partner in a tax preparation and accounting firm. Mattern has been affiliated with MFA Wealth Services since 2013. MFA Wealth Services is a registered investment adviser serving individual and high-net-worth clients, trusts, business owners, and corporations. The firm manages approximately $293 million in client assets, offering personalized financial planning, portfolio management, and third-party money manager selection through a three-advisor team. Their investment approach emphasizes strategic asset allocation based on Modern Portfolio Theory and incorporates mutual funds, ETFs, individual securities, and covered options.

Wealth management Founder/Business Owner Attorney Retired

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