Meritage Wealth Management
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$50,164,415
Clients
49
55% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
49
HighAverage account size
$1,023,764
About
Meritage Wealth Management is a fee-only registered investment adviser that provides ongoing investment management and comprehensive financial planning to individual and high-net-worth clients, and also offers project-based planning engagements. The firm coordinates with third‑party professionals for services such as tax preparation, estate planning, and legal advice and does not accept commissions or other sales‑based compensation.
The firm’s investment process is grounded in Modern Portfolio Theory and emphasizes primarily passive portfolio construction using low‑cost index funds and ETFs, implemented on a discretionary basis to align portfolios with client objectives and risk tolerance. Meritage implements client strategies through an institutional custodian platform and, when appropriate, may recommend outside managers or participate in sponsored program options to access additional strategies.
Distinctive aspects of the firm include its documented offering of business financial planning and services for corporate or business clients, a capability that is uncommon among independent advisers of this type, and its regular coordination with tax and legal professionals. Managing roughly $50 million across a relatively small number of relationships, the firm combines portfolio management with integrated planning and third‑party coordination, and in select larger relationships may arrange for third‑party tax preparation to be handled on the client’s behalf.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
General retirement planning
College savings (529s, UTMA, etc.)
Fee options
Fixed fees for personal financial planning range between $7,500 to $25,000; fixed fees for business financial planning range between $15,000 to $50,000
$0 - $2,999,999: 1.25% $3,000,000 - $4,999,999: 0.90% $5,000,000 - $9,999,999: 0.80% $10,000,000 - $19,999,999: 0.65% $20,000,000+: 0.50%
$350 per hour
Account minimum: $3,000,000 Fee-only: Fee-only financial planning and investment advisory firm; no commissions accepted.
Main office location
Meritage Wealth Management
5857 Owens Avenue, Suite 300
Carlsbad CA 92008, United States
Number of offices
1
Most active in
Meritage Wealth Management has reported serving >5 clients in these states in the last 12 months.
California · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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