Meridian Financial Group, Inc.

Meridian Financial Group, Inc. provides investment advisory and financial planning services to individuals (including high net worth clients), trusts, retirement plans, corporations, and charitable entities, operating with two investment advisor representatives and managing roughly $62.1 million on a discretionary basis and $1.25 million non-discretionary (about $63.3 million total). Services include discretionary and nondiscretionary portfolio management, standalone financial planning engagements, and consulting for employer-sponsored retirement plans.

The firm generally emphasizes long-term, fundamentally driven asset allocation and diversification, typically using passively managed asset-class and index mutual funds and ETFs while permitting occasional short-term strategies and dollar-cost averaging. Meridian uses tools such as Monte Carlo simulation to inform asset-allocation recommendations, conducts at least annual reviews with clients, and will include individual securities or bespoke holdings when clients specifically request retention.

Meridian’s advisors are also registered representatives of LPL Financial LLC and hold insurance licenses, and the brochure discloses potential conflicts arising from LPL revenue-sharing, brokerage compensation, and insurance commissions; for certain retirement-plan engagements, LPL may exercise discretionary authority over the plan’s investment menu. The firm also advises on and may recommend less-common vehicles for a small adviser—such as direct participation programs, oil and gas interests, REITs, and other alternative partnerships—and offers public seminars and hands-on participant-level education for retirement plans, features that distinguish its service mix relative to many peers.