Meridian Asset Management

Meridian Asset Management is a single-advisor registered investment adviser that provides discretionary and non-discretionary investment management and related financial planning to individuals, high-net-worth individuals, businesses, trusts, and estates. The firm typically charges asset-based advisory fees and offers an ongoing investment management program that emphasizes continuous personal contact.

The firm’s investment approach is built around strategic asset allocation informed by Modern Portfolio Theory, with a stated emphasis on income-producing, large-cap dividend growers and diversification through fixed income, small-cap, and international holdings. Analysis methods include fundamental, technical, sector, and cyclical approaches, and strategies may range from long-term buy-and-hold to shorter-term trading, margin, and short sales where appropriate.

Distinctive features include a substantially larger amount of assets managed on a non-discretionary basis (approximately $25.7 million non-discretionary versus $7.94 million discretionary), and the firm’s principal also functions as a licensed insurance agent, spending roughly a quarter of his time on insurance activities and, when commissions are earned on insurance contracts, waiving advisory fees on those contracts. The firm also accepts corporate or business clients and indicates a preference for no-load mutual funds and ETFs over “packaged” products, which is less common among independent solo advisors.