Mercantile Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$125,318
Total clients
3
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
3
Average account size
$41,773
About
Mercantile Advisors provides personalized financial planning and investment management to individuals, other advisors, and small businesses. In addition to retirement, tax, estate and cash‑flow planning, the firm sells fixed insurance and annuity products and offers advisory services for managed commodity futures accounts.
The firm delivers both discretionary portfolio management (under a limited power of attorney) and consultative, client‑directed trading support, using a wide array of instruments that include equities, mutual funds, ETFs, options, private placements and other alternative vehicles. As an NFA‑registered Commodity Trading Advisor, Mercantile operates a named Discriminate Proxy Hedge Program designed to hedge assets held elsewhere and may refer clients to other CTA programs; the firm does not act as custodian of client assets.
What is distinctive about Mercantile is the combination of registrations and product access uncommon for a solo advisor: it operates as a state‑registered RIA, a licensed insurance agency, and a registered CTA. That regulatory and product mix — and the firm’s willingness to facilitate complex or alternative strategies and third‑party commodity programs while disclosing potential conflicts of interest tied to insurance and futures commissions — differentiates it from many peers with similar staffing and asset levels.
Client services
Expertise
Occupation focus
Fee options
Financial plans may be charged as fixed fees ranging from $250 to $2,500
$0 - $250,000: 1.50% $250,000 - $500,000: 1.35% $500,000 - $750,000: 1.20% $750,000 - $1,000,000: 1.00% $1,000,000 - $5,000,000: 1.00% flat fee without options agreement $5,000,000+: 0.75% flat fee without options agreement $0 - $1,000,000: 2.0% flat fee on all assets with options agreement $1,000,000 - $5,000,000: 1.25% flat fee with options agreement $5,000,000+: 1.00% flat fee with options agreement
Commissions may be received for selling managed commodity futures trading accounts and fixed insurance products by licensed IARs
Hourly charges negotiable, ranging from $75 to $150 per hour
Account minimum: $25,000 Fee-only: Financial planning fee range $250 to $2,500 (negotiable); hourly rates $75 to $150 per hour (negotiable)
Main office location
Mercantile Advisors, LLC
Alexandria VA, United States
Number of offices
1
Most active in
Texas · Virginia
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")