Mendoza Private Wealth

Mendoza Private Wealth is an independent registered investment adviser that provides fee-based portfolio management and financial planning primarily to individual clients, while also serving pension and profit‑sharing plans, trusts, estates, charitable organizations, corporations and other business entities. The firm manages accounts on both a discretionary and non‑discretionary basis and may recommend or place client assets with third‑party sub‑advisors through managed account programs.

The firm follows a tactical allocation investment approach intended to reduce risk and pursue improved performance, using fundamental, technical and cyclical analysis and a range of instruments including listed securities, fixed income, ETFs, options and cash positions as potential hedges. For qualified retirement plans it assists with the investment policy statement, quarterly monitoring and reporting, and provides both ERISA 3(38) discretionary and 3(21) non‑discretionary fiduciary services depending on the plan.

What is distinctive for a solo independent adviser is that Mendoza Private Wealth actively manages institutional‑type relationships alongside individual clients and provides formal retirement‑plan fiduciary services and plan‑level evaluations. The firm recently transitioned from state to SEC registration as its assets grew and its advisors are also licensed to transact insurance business, a relationship that the firm discloses as a separate compensation consideration.