McPherson Financial Advisors, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$26,761,906
Total clients
13
62% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
13
Average account size
$2,058,608
About
McPherson Financial Advisors offers personalized financial planning and ongoing investment management to individuals, trusts, estates, small businesses, and retirement plan clients. The firm operates as a fee-only fiduciary and does not accept commissions or sell financial products.
The firm uses a strategic asset allocation framework with a core-and-satellite approach, relying mainly on low-cost index funds and ETFs for core holdings and adding active strategies where the advisor identifies potential value. Portfolios are rebalanced periodically and typically managed on a discretionary basis under a client trading authorization to implement the agreed investment policy.
Compared with many peers, McPherson provides pension consulting services to plan sponsors and fiduciaries—including participant education, investment policy development, vendor searches, and performance monitoring—which is uncommon for firms of this type. It also maintains a small, hands-on client roster and offers ancillary business management services to select small-business clients, supporting a more integrated planning relationship.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
Elder care planning
College savings (529s, UTMA, etc.)
General retirement planning
Cash flow / budgeting
General estate planning guidance
Fee options
Financial planning fee minimum $6,000, negotiable; Pension consulting fixed fee $4,000 to $20,000 annually, negotiable; Retainer Agreement fees are negotiable
$0 - $2,000,000: 0.70% $2,000,001+: 0.45%
Up to $400 per hour for follow-on implementation work; up to $300 per hour for hourly planning engagements
Account minimum: No minimum amount of investable assets required. However, clients receiving ongoing asset management services will be assessed a $5,000.00 minimum annual fee, which is negotiable. Minimum fee: $5,000 minimum annual fee for ongoing asset management services, negotiable Fee-only: Firm is strictly fee-only; no commissions accepted.
Main office location
McPherson Financial Advisors, Inc.
Jersey City NJ, United States
Number of offices
1
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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