McKinley Financial

McKinley Financial provides investment advisory services to individuals (including high‑net‑worth clients), estates, trusts, pension plans, charities, and businesses. The firm offers discretionary portfolio management, pension plan consulting (including participant‑level advice and administrative support), IRA rollover guidance, and may provide a complimentary written financial plan; it manages roughly $97 million for about 257 client accounts with a four‑advisor team.

The firm generally manages client assets on a discretionary basis using model portfolios and a mix of mutual funds and exchange‑traded funds, applying approaches such as Modern Portfolio Theory and long‑term purchase strategies, with account reviews at least quarterly. McKinley Financial acts as a fiduciary for retirement advice, recommends Charles Schwab as custodian, and aggregates trades and household accounts where appropriate to implement client strategies.

A distinctive feature is that McKinley Financial is wholly owned by an affiliated accounting firm (McKinley & Co., PC) and expressly discloses it may recommend that affiliate’s accounting services, creating a potential conflict of interest that clients may accept or decline. The firm also discloses that it holds standing letters of authorization for a substantial subset of clients (106 clients, approximately $36.7 million), allowing transfers to third parties under client‑authorized instructions as part of its custody arrangements.