Mckinley Carter Wealth Services, Inc.

McKinley Carter Wealth Services provides investment management, wealth management, financial planning, and retirement plan consulting to individuals, families, pension/retirement plans, trusts, non-profit organizations, and other institutional clients. Services are offered on a discretionary or non‑discretionary basis and may include allocations to mutual funds, ETFs, individual securities, options, independent managers, insurance/annuity products, and certain private placements for eligible clients.

The firm combines fundamental and technical analysis with a long‑term strategic asset allocation framework and tactical shifts based on economic views, and it tailors portfolios to client risk tolerance and time horizon. MCWS conducts ongoing portfolio monitoring and at least quarterly account reviews, may recommend Independent Managers and private funds, and provides philanthropic and institutional investment supervisory services for endowments and plan sponsors.

Noteworthy operational features in the brochure include a member who is a licensed attorney maintaining a limited, separate legal practice (he does not serve MCWS clients except family members), a formal suite of philanthropic services for non‑profits and endowments, and platform relationships (including an insurance platform relationship and an online lending platform). The firm also discloses promoter referral arrangements and the integration of Independent Managers and insurance‑platform access into client solutions, which are less common among multi‑team peers.