McCurdy & Andrew Investments, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$39,227,948
Clients
118
8% high-net worth
Advisors
2
of 2 employees
Firm type
Supported
1-3 advisors or $200M+ in AUM
Clients per advisor
59
TypicalAverage account size
$332,440
About
McCurdy & Andrew Investments, LLC is a small, two-advisor registered investment adviser serving individuals (including high‑net‑worth clients), businesses, IRAs, trusts, estates, and corporations. The firm offers financial planning, consulting, and both discretionary and non‑discretionary portfolio management, and it commonly advises on employer‑sponsored retirement accounts and insurance‑based products such as variable life and annuity contracts.
The firm’s investment process combines fundamental analysis with an asset‑allocation approach derived from Modern Portfolio Theory, typically allocating among mutual funds, ETFs, individual equity and debt securities, and occasionally private placements. Portfolios are tailored to clients’ stated objectives, risk tolerance and time horizon, and McCurdy represents that it will act as a fiduciary for retirement account advice under ERISA/IRC rules.
What distinguishes the firm from many peers is its industry affiliations and client mix: a principal is also an owner of an affiliated accounting firm and an affiliated insurance agency (with approximately 1% of time devoted to accounting activities and about 25% to insurance activities), and the firm reports serving insurance company clients and advising on assets held at underwriting insurance companies — relationships that create potential conflicts of interest the firm discloses and manages.
Client services
Expertise
Fee options
Financial planning fixed fees generally range from $500 to $10,000 depending on scope and complexity
$0 - $250,000: 1.25% $250,000 - $500,000: 1.15% $500,001 - $1,000,000: 1.00% $1,000,001 - $2,000,000: .75% $2,000,001+: Negotiable
Certain Supervised Persons offer insurance products under separate commission-based arrangements
$200/hour (charged in certain circumstances instead of flat fee)
Fee-only: Financial planning fixed fees generally range from $500 to $10,000; hourly fee $200/hour
Main office location
McCurdy & Andrew Investments, LLC
212 Main Street
Sturbridge MA 01566, United States
Number of offices
1
Most active in
Massachusetts
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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