McCulley Financial Group, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$101,613,757
This total excludes 28 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
141
16% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
141
Very HighAverage account size
$720,665
About
McCulley Financial Group, LLC is an independent, single‑advisor registered investment adviser that serves individuals, trusts, estates, charitable organizations and small businesses, and also accepts pension and profit‑sharing plan clients. The firm provides financial planning, portfolio management and corporate retirement plan consulting, including 401(k), profit‑sharing and defined benefit plan advisory.
The firm offers both discretionary and non‑discretionary asset management and integrates investment advice with written financial plans, initial net worth/risk assessments, and periodic reviews. For retirement‑plan clients it documents investment policy and allocation plans, conducts manager searches and monitoring, and provides participant education and reporting as part of its ongoing services.
Distinctive features include an affiliation between the firm’s managing member and an insurance business — the managing member offers insurance products and receives commission income (disclosed as less than 50% of that individual’s revenue), a potential conflict the firm discloses and says it mitigates under its fiduciary duties. The firm also provides formal pension consulting services and manages about $188.7 million in client assets with a substantial split between discretionary and non‑discretionary mandates, which is less common among solo advisers.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
General retirement planning
Income planning
Tax strategies for small businesses
Retirement plans for business owners (SEP, solo 401k)
Cash flow / budgeting
Occupation focus
Founder/Business Owner
Retired
Fee options
$0 - $500,000: 1.00% annually $500,000 - $1,000,000: 0.90% annually $1,000,000 - $2,000,000: 0.80% annually $2,000,000 - $5,000,000: 0.70% annually $5,000,000 - $10,000,000: 0.60% annually $10,000,000 - $25,000,000: 0.50% annually $25,000,000 - $50,000,000: 0.40% annually $50,000,000 - > $50,000,000: 0.30% annually (negotiable)
Insurance commissions earned by managing member from insurance products sold separately
Hourly fees charged at $250 per hour for additional services beyond asset management
Monthly fees for financial planning services: $250/mo (Bronze), $500/mo (Silver), $1000/mo (Gold) for individuals; $500/mo, $1000/mo, $3000/mo for corporate plans depending on service level and assets
Fee-only: Hourly rate of $250 per hour for additional services beyond asset management; monthly fixed fees for financial planning ($250/mo, $500/mo, $1000/mo depending on service level and assets)
Main office location
McCulley Financial Group, LLC
2 Westbrook Corporate Center, Suite 220
Westchester IL 60154, United States
Number of offices
2
Most active in
McCulley Financial Group, LLC has reported serving >5 clients in these states in the last 12 months.
Florida · Illinois · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
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Website
312-219-9000
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