McClarren Financial Advisors

McClarren Financial Advisors is a fee-only firm that serves individuals and families, including high-net-worth clients, with holistic financial planning and investment advisory services. Its offerings extend beyond portfolio management to include tax preparation and planning, estate plan review, insurance and risk analysis, retirement planning, and small-business planning.

The firm typically manages client accounts on a discretionary basis and constructs personalized, tax-aware asset allocations that emphasize longer-term purchases; investment decisions are guided primarily by fundamental analysis and supplemented with technical and charting methods. Recommended holdings generally include no-load mutual funds, ETFs and individual bonds, with periodic reviews to assess performance, diversification and changes in clients’ circumstances.

A distinctive feature is that McClarren does not charge percentage-of-assets-under-management fees; instead it uses a fixed retainer approach determined by client complexity and the agreed scope of services. The firm also brings integrated tax capability and credential depth to its team—several team members hold CFP and Enrolled Agent credentials and the firm participates in fee-only professional networks—supporting coordinated tax and financial planning alongside investment advice.