MB3 Consulting LLC

MB3 Consulting LLC provides portfolio management and business and family office services to individuals (including high‑net‑worth clients) and to corporate clients such as banks and thrift institutions. Its services include development of individualized Investment Policy Statements, ongoing portfolio monitoring, selection of third‑party advisers, and administrative business services such as bookkeeping, payroll, HR, preparation and review of financial statements, and oversight of asset purchases and sales.

The firm’s investment approach uses modern portfolio theory and a long‑term trading orientation, with allocations that may include mutual funds, exchange‑traded funds, fixed‑income securities and insurance products; client risk tolerance and goals are documented in an Investment Policy Statement. MB3 may manage accounts on a discretionary basis, directs some clients to third‑party money managers (with benchmarking of performance) and provides quarterly account reporting through custodians.

What is distinctive is the combination of traditional advisory work with hands‑on business and family office functions, which places accounting‑type responsibilities and operational oversight alongside investment management. The firm’s principal also operates as a licensed insurance agent, MB3 has signatory authority over client accounts, and it accepts fee‑sharing arrangements with selected third‑party advisers — all of which are disclosed as potential conflicts of interest.