Maynerich Financial

Maynerich Financial is an SEC‑registered adviser managing roughly $122.5 million for about 478 clients served by two advisors, providing portfolio management, financial planning, and retirement plan consulting to individuals, high‑net‑worth clients, trusts, and employer‑sponsored plans. Services include discretionary portfolio management, financial planning, and advisor‑managed options for qualified retirement plans, with hourly consulting also available.

The firm combines fundamental, technical, cyclical, and economic analysis to construct tailored asset‑allocation strategies and employs both long‑ and short‑term approaches while using models that are supplemented by adviser judgment. It generally operates under discretionary authority set out in a written financial services agreement, accepts client‑imposed restrictions in writing, and recommends custody through a major qualified custodian.

Noteworthy and uncommon aspects disclosed in the brochure include a 2023 FINRA disciplinary finding involving a firm management person and the fact that firm representatives are licensed insurance agents who may receive commissions for insurance sales, a potential conflict the firm discloses and manages. The firm also has an unusually high client‑to‑advisor ratio, uses standing letters of authorization with custodians (following SEC SLOA safeguards), and occasionally recommends digital‑asset products, which may affect how services, custody, and conflicts are administered compared with peers.