Matt Montgomery

Matt Montgomery is an independent, sole‑owner registered investment adviser that provides discretionary portfolio management, financial planning, and access to advisor‑managed model portfolios for individuals, closely held small businesses, and retirement plans. The firm offers model allocations labeled Conservative, Balanced, and Growth and delivers investment management through the Vision 2025 Advisor Managed Portfolios program.

The adviser uses both fundamental and technical analysis supported by independent third‑party software and research, and incorporates risk‑tolerance assessments and portfolio optimization tools (including Ibbotson resources within the Vision 2025 program) to construct and rebalance client accounts. Accounts are typically managed on a discretionary basis and may include mutual funds, ETFs, equities, options, and variable sub‑accounts, with quarterly reviews and written performance reporting.

Distinctive features disclosed in the brochure include an affiliation with Osaic, Inc., with the principal also operating as a registered representative of that broker‑dealer and as a licensed insurance agent, enabling the firm to offer commissionable securities and insurance products in addition to advisory services. The brochure notes that Osaic may act as custodian and collect advisory fees on the adviser’s behalf and that the adviser may receive commissions or 12b‑1 payments for certain products, arrangements the firm says are overseen through supervisory procedures and written disclosures; the adviser reported approximately $32.5 million in discretionary assets under management as of 12/31/24.