Masters Tax and Financial Planning LLC

Masters Tax & Financial Planning LLC provides fiduciary, fee‑only advisory services to high‑net‑worth individuals and families, as well as small businesses and nonprofit organizations, typically working with clients who meet a $500,000 investable‑asset minimum (which may be waived). Services include discretionary portfolio management, comprehensive financial planning (retirement, estate, and philanthropic planning), tax‑efficient strategies coordinated with CPA guidance, held‑away qualified‑plan management via the Pontera platform, and limited 1031 exchange assistance.

Each engagement begins with a discovery process and a written Investment Policy Statement; investment strategies emphasize long‑term diversification, tax efficiency, and disciplined risk management across individual equities, ETFs, mutual funds, fixed income, REITs, and structured notes. The firm acts as a fiduciary, charges asset‑based advisory fees billed monthly, requires custody with Charles Schwab for execution and reporting, and conducts account reviews at least quarterly.

A principal of the firm also operates an affiliated CPA practice and another principal is a licensed insurance agent; CPA and insurance services are provided under separate engagement agreements, clients are not required to use those services, and the firm discloses it does not receive insurance commissions for advisory clients. The combination of in‑house tax/accounting coordination, an insurance‑licensed principal, and the recent addition of structured notes to the investable universe, together with the firm’s focus on higher‑asset households, is less common among peers of this size.