Martel Wealth Advisors, LLC

Martel Wealth Advisors works with individual and high-net-worth clients as well as retirement plans, providing wealth management, wealth planning, and pension consulting services. The firm offers discretionary portfolio management that typically allocates among mutual funds and ETFs and also advises on variable annuities, 529 plans, and other employer-sponsored retirement assets.

The firm uses a strategic asset-allocation approach tailored to each client’s risk tolerance, time horizon and goals, with ongoing monitoring and manager due diligence to assess fund managers and underlying holdings. The brochure also notes custodial margin costs among third‑party charges and describes custodial services that can support borrowing, indicating the firm may manage accounts that utilize borrowing or margin facilities where appropriate.

Compared with many peer teams, Martel Wealth Advisors operates at a larger institutional scale, managing over $1.45 billion in client assets with more than $1.2 billion discretionary, and provides both ERISA Section 3(21) advisory and 3(38) discretionary fiduciary services for retirement plans, including committee support and participant education. The firm also occasionally offers no‑cost educational seminars for current and prospective clients and recently reorganized following an acquisition by a holding company, with the existing leadership retaining minority ownership.