Mark T. Harvey Investments

The firm serves a small client base—primarily individual investors but also trusts and other entities—and offers ongoing financial planning and investment advisory services, including retirement, tax- and estate‑related planning, and net-worth reporting. It provides recurring financial coaching and quarterly consultations as part of its planning engagements in addition to asset management for client portfolios.

The adviser uses a core passive approach (index and ETF mutual funds) with dollar‑cost averaging and moving‑average signals to enter and exit markets, and implements portfolios tailored to clients’ life stage, tax considerations and risk tolerance. Management is typically conducted under written trading authority and ongoing retainer arrangements, while clients may also choose commissionable products or buy through outside brokers; the firm states it seeks low/no‑load funds and reduces advisory AUM to offset any commissions on the same assets.

What distinguishes the firm from many solo independent advisers is the principal’s multiple industry roles and licenses—including insurance, real estate and mortgage lending, Series 6/63/65 securities registrations and IRS enrolled agent credentials—and affiliated businesses that offer insurance and real estate/mortgage services. The brochure discloses that commissionable and other financial‑product sales occur on a limited basis, that those assets are handled outside or offset from advisory AUM to address conflicts, and that the firm includes educational coaching and client workshops as part of its service mix.