Mainstay Capital Management, LLC

Robert Puz is a financial advisor at Mainstay Capital Management, LLC with 23 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has previously worked at Team One Credit Union, LPL Financial LLC, Spc, and Sigma Financial Corporation. He has been with Mainstay Capital Management since 2022. Mainstay Capital Management is an independent, fee-only registered investment adviser managing approximately $4.52 billion in client assets. The firm serves individuals, retirees, and workplace retirement plan participants, focusing on tactical asset allocation and offering specialized 401(k) portfolio management alongside comprehensive wealth management and financial planning services.

Thomas Whited is a financial advisor at Mainstay Capital Management, LLC with 16 years of industry experience. He holds the Series 66 designation and has worked at Mainstay since 2019, following roles at Great Lakes Wealth, LLC and Scottrade. Mainstay Capital Management is an independent, fee-only registered investment adviser managing approximately $4.52 billion in client assets. The firm serves primarily individuals, retirees, and workplace retirement plan participants, offering tactical asset allocation and dedicated 401(k)/403(b)/457 portfolio management.

Jeremiah Ludington is a financial advisor at Mainstay Capital Management, LLC with 11 years of industry experience. He holds the Series 66 designation and has worked at Mainstay since 2019, following four years at Zhang Financial LLC. Mainstay Capital Management is an independent, fee-only registered investment adviser managing approximately $4.52 billion in client assets. The firm serves individuals, retirees, and workplace retirement plan participants, offering tactical asset allocation and comprehensive wealth management including dedicated 401(k) portfolio management and financial planning through its Mainstay Compass program.

Paul Austin is a CFP® with seven years of industry experience, currently serving as a financial advisor at Mainstay Capital Management, LLC. His prior experience includes roles at Insight Wealth Strategies, Farther Finance Advisors, and Savvy Wealth, among others. Outside of his advisory work, he tutors students preparing for the CFP exam through his involvement with Breakthrough Exam Prep. Mainstay Capital Management is an independent, fee-only registered investment adviser managing approximately $4.52 billion in client assets. The firm primarily serves individuals, retirees, and workplace retirement plan participants, using a tactical asset allocation approach and a mix of analytical strategies to manage portfolios and provide workplace retirement plan services.

Scott Brady is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Mainstay Capital Management, LLC. His prior roles include working as an independent insurance agent and positions at Apogee Wealth Management and Capital Asset Advisory Services. Mainstay Capital Management is an independent, fee-only registered investment adviser managing approximately $4.52 billion in client assets, primarily serving individuals, retirees, and workplace retirement plan participants. The firm employs a tactical asset allocation strategy and is noted for its focus on workplace savings plan management, including individual 401(k) services for employees and retirees of major employers.

Hari Rao is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Mainstay Capital Management, LLC since 2020. His prior roles include positions at Edward Jones, Citizens Securities, Farmers Financial Solutions, and LPL Financial. Mainstay Capital Management is an independent, fee-only registered investment adviser managing over $4.5 billion in assets, primarily serving individuals, retirees, and workplace retirement plan participants. The firm employs a tactical asset allocation strategy and is notable for its focus on workplace savings plan management and services for large employer retirement plans.

Donald Whitton is a CFP® with 15 years of industry experience and has been with Mainstay Capital Management, LLC since 2006. He holds Series 63 and Series 65 licenses and is based in Troy, MI. Mainstay Capital Management is an independent, fee-only registered investment adviser managing approximately $4.52 billion in client assets as of mid-2025. The firm primarily serves individuals, retirees, and workplace retirement plan participants, employing a tactical asset allocation approach that incorporates various analytical methods to manage mutual funds, ETFs, and listed securities.

Michael Wallen is a CFP® professional with 15 years of experience, currently serving as an advisor at Mainstay Capital Management, LLC since 2011. He holds Series 63 and Series 66 licenses and is based in Grand Blanc, MI. Mainstay Capital Management is an independent, fee-only registered investment adviser managing approximately $4.52 billion in client assets. The firm primarily serves individuals, retirees, and workplace retirement plan participants, employing a tactical asset allocation approach and providing specialized 401(k) portfolio management and comprehensive wealth planning.

Robert Shampine is a financial advisor at Mainstay Capital Management, LLC with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including Greystone Financial Group, Polaris Greystone Advisory Group, EPI Advisors, Direct Financial, and Guardian Life Insurance Company. Mainstay Capital Management is a fee-only registered investment adviser managing approximately $4.52 billion in client assets, primarily serving individuals, retirees, and workplace retirement plan participants. The firm employs a tactical asset allocation approach and offers specialized 401(k) portfolio management, comprehensive wealth management, and financial planning through its Mainstay Compass program.

Terry Bennett is a financial advisor at Mainstay Capital Management, LLC with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at Oppenheimer & Co Inc, PRUCO Securities, LLC, and The Prudential Insurance Company of America. Bennett also spent time with Extended Travel and Advia Credit Union in 2020. Mainstay Capital Management is an independent, fee-only registered investment adviser managing approximately $4.52 billion in client assets. The firm primarily serves individuals, retirees, and workplace retirement plan participants, offering tactical asset allocation and comprehensive wealth management services, including specialized management of 401(k), 403(b), and 457 plans.

David Kudla is a financial advisor with Mainstay Capital Management, LLC, holding a Series 65 designation and 15 years of industry experience. He has been with Mainstay since 2001 and serves as President and Executive Editor of FIA Publishing, LLC, a not-for-profit organization that publishes specialized 401(k) investor newsletters. Kudla dedicates a portion of his time to these publishing activities. Mainstay Capital Management is an independent, fee-only registered investment adviser managing approximately $4.52 billion in assets as of mid-2025. The firm primarily serves individuals, retirees, and workplace retirement plan participants, focusing on tactical asset allocation and offering dedicated management of 401(k), IRA, and other accounts, along with educational workshops for plan participants.

Vincent Panizzi is a CFP® and holds a Series 66 license with 12 years of industry experience. He has worked at Advisors Capital Management, LLC since 2022 and previously held roles at Mainstay Capital Management, Sequoia Financial Advisors, and GHD Wealth Management. Advisors Capital Management, LLC provides discretionary portfolio management and proprietary model strategies to individual and institutional clients, including high-net-worth individuals, retirement plans, charitable organizations, corporations, insurance companies, and government entities. The firm manages accounts using a combination of top-down macro analysis and bottom-up fundamental, quantitative, and qualitative research, offering customized private accounts and model strategies.

Jason Best is a CFA® charterholder with 24 years of industry experience. He is currently a financial advisor at Mainstay Capital Management, LLC, where he has worked since 2022. His prior experience includes roles at The Prudential Insurance Company of America and Pruco Securities LLC. Mainstay Capital Management is an independent, fee-only registered investment adviser managing approximately $4.52 billion in client assets. The firm primarily serves individuals, retirees, and workplace retirement plan participants, employing a tactical asset allocation approach that integrates fundamental, technical, cyclical, quantitative, and qualitative analyses.

Curtis Moore is a financial advisor at Mainstay Capital Management, LLC with two years of industry experience. He holds a Series 66 designation and previously worked at Equitable Advisor's LLC. Outside of finance, he has experience working in lawn service and retail. Mainstay Capital Management is an independent, fee-only registered investment adviser managing approximately $4.52 billion in client assets. The firm primarily serves individuals, retirees, and workplace retirement plan participants, offering tactical asset allocation and comprehensive wealth management with a focus on workplace savings plan management.

Nicholas Lemp is a financial advisor at Mainstay Capital Management, LLC with Series 63 and Series 65 licenses. He has one year of industry experience, previously working at Equitable Advisors, LLC and holding various roles outside the financial sector, including as a delivery driver for Shipt. He is also involved in a family investment entity focused on purchasing a future vacation property. Mainstay Capital Management is an independent, fee-only registered investment adviser managing approximately $4.52 billion in client assets. The firm primarily serves individuals, retirees, and workplace retirement plan participants, employing a tactical asset allocation approach and providing specialized management for 401(k) and other workplace savings plans.