Main Street Retirement Planning, LLC

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Client assets under management

$716,585,273

Clients

1,688

9% high-net worth

Advisors

of 3 employees

Firm type

Team

4-10 advisors or $500M+ in AUM

Clients per advisor

563

Very High

Average account size

$424,517

About

Main Street Retirement Planning, LLC provides discretionary portfolio management and related financial planning to individuals, high net worth clients, defined benefit and defined contribution plan participants, and institutions, managing approximately $716,585,273 in client assets for about 1,688 clients. Services emphasize mutual funds, fixed and variable annuities, and other insurance products, and some supervised persons are licensed insurance agents who may recommend insurance products in their individual capacities.

The firm follows a tactical, trend‑based approach that uses technical and charting analysis with stop‑loss triggers to move client assets in and out of the market in bulk trades, generally allocating among three SEI‑created mutual funds (DAACX, AAEYX, AAEZX), money market funds, and sweep accounts. Accounts are managed on a discretionary basis, monitored and rebalanced regularly, and the strategy may result in significant cash positions held to limit downside exposure, a choice the brochure acknowledges can both protect against losses and cause missed market upside.

Noteworthy for a firm of its size, Main Street runs an unusually high client load and AUM per advisor — the brochure reports 1,688 clients and roughly $716.6 million in assets while operating with three advisors — which may influence how it delivers services and executes synchronized, bulk trades. The firm also relies exclusively on SEI funds and a Strategic Marketing Agreement with SEI, arrangements the brochure discloses as creating incentives to place client assets in SEI products; combined with advisors’ insurance activities, these relationships are identified as potential conflicts of interest.

Client services

Portfolio management

Expertise

Early retirement planning Retirement income strategy Annuities Tax-loss harvesting

Fee options

Percentage

1.25% annually

Main office location

Main Street Retirement Planning, LLC

779 W Main Street

Coppell TX 75019, United States

Number of offices

Most active in

Alabama · Arkansas · California · Colorado · Florida · Georgia · Louisiana · Michigan · Nebraska · New Hampshire · Ohio · Oklahoma · South Carolina · Tennessee · Texas

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

LinkedIn Facebook Instagram Website 972-393-0376

Advisors at this firm

Jennifer D

CFP®, PFS™, Series 65

Coppell, TX

Main Street Retirement Planning, LLC

Jennifer Dragon is a CFP®, PFS™, and Series 65 licensed financial advisor with eight years of industry experience. She has worked at Main Street Retirement Planning since 2022 and previously held positions at MMWKM, Personal Consulting, and Deloitte. Jennifer is also licensed to sell insurance products. Main Street Retirement Planning, LLC provides discretionary portfolio management and financial planning services to individuals, high net worth clients, plan participants, and institutions, managing over $716 million in assets. The firm employs a tactical, trend-based investment approach using SEI mutual funds and emphasizes regular monitoring and rebalancing of client portfolios.

Early retirement planning Retirement income strategy Annuities Tax-loss harvesting

Elias D

CFP®, ChFC®, Series 63

Coppell, TX

Main Street Retirement Planning, LLC

Elias Dragon is a CFP® and ChFC® credentialed advisor with 23 years of industry experience. He is currently with Main Street Retirement Planning, LLC, where he has worked since 2022. Prior to this, he was associated with MMWKM Advisors, LLC and Retirement Planners of America from 2011 to 2022, and he has maintained Dragon Financial Group since 2001. Dragon is also a licensed insurance agent. Main Street Retirement Planning, LLC provides discretionary portfolio management and financial planning services to individuals, high net worth clients, and institutional investors. The firm employs a tactical, trend-based investment approach using technical analysis and primarily manages client assets through SEI mutual funds, money market funds, and sweep accounts.

Early retirement planning Retirement income strategy Annuities Tax-loss harvesting

Mark K

CFP®, Series 65

Coppell, TX

Main Street Retirement Planning, LLC

Mark Krehel is a CFP® and holds a Series 65 license with five years of industry experience. He currently serves as a financial advisor at Main Street Retirement Planning, LLC and previously worked at Retirement Planners of America, Equinor, and Apache Corporation. In addition to his advisory role, he is also licensed as an insurance agent. Main Street Retirement Planning, LLC provides discretionary portfolio management and financial planning services to individuals, high net worth clients, plan participants, and institutions. The firm employs a tactical, trend-based investment approach using SEI mutual funds and emphasizes regular monitoring and rebalancing of client accounts.

Early retirement planning Retirement income strategy Annuities Tax-loss harvesting

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