Main Street Financial Group LLC

Main Street Financial Group LLC provides comprehensive and ongoing financial planning, investment management, retirement plan consulting, and financial consulting primarily for individual clients. The firm reports $18,266,680 in discretionary assets across 65 client relationships and offers ancillary services such as tax preparation and estate planning through outside providers as part of its planning engagements.

The firm employs an active management approach that emphasizes asset allocation, fundamental analysis, and elements of modern portfolio theory, and it often delegates day-to-day discretionary trading to a sub-adviser. Portfolios are tailored to client goals, risk tolerance, and tax considerations, with the firm retaining authority to hire or replace sub-advisers and to rebalance or monitor accounts on an ongoing basis.

A notable characteristic is the firm’s affiliation with insurance and financial-education businesses: the owner is a licensed independent insurance agent and operates an insurance marketing firm and a financial-education company, which generate separate commissions and fees disclosed in the brochure. Although the firm can serve high-net-worth clients, its reported asset base and client count indicate it primarily works with non–high-net-worth individuals, and it recently expanded its offerings to include discretionary investment management and ongoing financial planning.