Main Street Advisors, LLC

Main Street Advisors serves individual clients (both high‑net‑worth and non‑HNW) and select corporate clients, providing discretionary investment management via model portfolios and written financial planning engagements. The firm reports approximately $81.5 million in discretionary assets under management across about 109 client accounts and typically requires a minimum account size for portfolio management.

The firm builds personalized investment policies and implements them through a set of asset‑allocation models (Conservative, Moderate, Balanced, Capital Growth, Aggressive), employing fundamental analysis, long‑term purchase strategies, and ongoing discretionary supervision with at least annual client reviews and weekly account monitoring. Clients retain title to securities, may impose reasonable investment restrictions, and receive written financial plans or scoped planning products delivered within defined timeframes.

Noteworthy features relative to peers include the firm’s use of borrowing within separately managed accounts — an uncommon practice among similar advisors — and the firm’s disclosure of model‑level expected average annual returns and estimated maximum three‑month drawdowns for its allocation strategies. The firm also offers a mix of fixed‑fee planning packages, an optional monthly subscription service, and expressly reserves the ability to provide (and, in certain cases, charge for) assistance with executor/estate administration.