Main Line Retirement Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$448,606,506
Total clients
158
38% high-net worth
Total advisors
2
of 3 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
79
Average account size
$2,839,282
About
Main Line Retirement Advisors, LLC (d/b/a HeartStone Advisors) serves individual investors—including many high‑net‑worth clients—and corporate retirement plan sponsors. The firm provides discretionary wealth management and comprehensive planning services alongside ERISA-focused retirement plan consulting, and manages approximately $449 million for about 158 clients.
The firm typically manages client assets on a discretionary basis and uses a mix of fundamental and technical analysis, including charting and options or short‑term trading where appropriate, to implement portfolios. It also incorporates third‑party manager allocations (including Vanguard’s third‑party services) and can manage “held‑away” accounts through a third‑party portal (Pontera) for viewing and trading authority.
Noteworthy aspects include a compact, two‑advisor structure overseeing a relatively large asset base and a formal retirement‑plan advisory practice that emphasizes fiduciary support, fee monitoring, and participant education. The firm also operates under the HeartStone Advisors d/b/a and traces its origins to an earlier Main Line financial practice, reflecting continuity in its advisory focus.
Client services
Expertise
Fee options
$0 - $50,000,000: 0.20% $50,000,000 - $100,000,000: 0.18% $100,000,000 - $500,000,000: 0.15%
Hourly charges reported in Part 1 but not specifically detailed in this brochure.
Account minimum: $1,000,000
Main office location
Main Line Retirement Advisors, LLC
2 O'brien Ave
Whitefish MT 59937, United States
Number of offices
3
Most active in
Colorado · Montana · New Hampshire · New Jersey · New York · Pennsylvania · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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