Macaulay & Associates, LLC

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Client assets under management

$81,349,477

Clients

137

24% high-net worth

Advisors

of 4 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

High

Average account size

$593,792

About

Macaulay & Associates serves individuals, high‑net‑worth clients, trusts, estates, retirement plans, charitable organizations and business entities. The firm offers ongoing wealth management (discretionary and non‑discretionary), standalone financial planning and retirement‑plan consulting for plan sponsors, including engagements under ERISA §3(21) and, when requested, §3(38).

The firm’s investment process is primarily long‑term and multi‑disciplinary, with portfolios typically allocated among mutual funds, ETFs, cash and cash equivalents following internal due diligence and regular monitoring for rebalancing, tax harvesting and changes in client objectives. For select clients Macaulay may recommend allocations to unaffiliated independent managers or private/illiquid securities, and it uses a third‑party platform to access and manage participant‑directed (held‑away) retirement accounts.

Noteworthy for a firm of this size, Macaulay also operates as a licensed insurance agency and may sell commission‑based insurance products, a practice the brochure discloses as a potential conflict of interest and clarifies is optional for clients. The firm’s disclosures also call out less common services and risks—such as advising on pledged‑asset loans, retaining legacy positions for tax or fit reasons, and providing ERISA fiduciary plan‑sponsor services—alongside its small team and roughly $80M+ in assets under management.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers

Expertise

Wealth management Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Cash flow / budgeting General estate planning guidance

Fee options

Fixed

Fixed fees between $2,500 and $7,500 for stand-alone financial planning and consulting services, negotiable.

Commissions

Commissions received from selling insurance products; amount varies and is customary for insurance industry.

Project-based

$200 per hour for stand-alone financial planning and consulting services.

Other

Fee-only: Stand-alone financial planning and consulting services charged either $200 per hour or between $2,500 and $7,500 on a fixed fee basis, negotiable.

Main office location

Macaulay & Associates, LLC

360 Kingsley Park Drive, Suite 190

Fort Mill SC 29715, United States

Number of offices

Most active in

North Carolina · South Carolina

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

LinkedIn Facebook Website 803-802-7224

Advisors at this firm

Eugene D

CFP®

Fort Mill, SC

Macaulay & Associates, LLC

Eugene Dixon Jr. is a CFP® professional with eight years of experience at Macaulay & Associates, LLC. Prior to joining the firm, he held positions at Winthrop University and the University of South Carolina. Outside of his advisory role, he is the founder and manager of a golf simulator rental business and serves as a board member for the Springs Close Foundation, a charitable organization in York County. Macaulay & Associates provides wealth management, financial planning, and retirement plan advisory services to individuals, trusts, estates, and organizations. The firm constructs customized portfolios primarily using low-cost, diversified mutual funds and ETFs, and offers both discretionary and non-discretionary portfolio management alongside ERISA 3(21) investment oversight.

Wealth management Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Cash flow / budgeting General estate planning guidance

David M

CFP®, ChFC®, Series 63, Series 65

Fort Mill, SC

Macaulay & Associates, LLC

David Macaulay is a CFP® and ChFC® with 27 years of experience in financial advising. He is a principal at Macaulay & Associates, LLC in Fort Mill, SC, where he has worked since 2007, alongside his tenure at Purshe Kaplan Sterling Investments beginning in 2011. In addition to his advisory work, he is involved in fixed insurance sales related to disability and long-term care insurance. Macaulay & Associates provides wealth management, investment management, financial planning, and retirement plan advisory services to a range of clients including individuals, trusts, estates, and business entities. The firm emphasizes customized portfolios using low-cost mutual funds and ETFs, incorporates private or illiquid securities for select clients, and offers ERISA fiduciary services and independent manager oversight.

Wealth management Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Cash flow / budgeting General estate planning guidance

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