M.C. Byrd Wealth Management, LLC

M.C. Byrd Wealth Management provides investment advisory and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and foundations. Services include discretionary and non‑discretionary portfolio management, financial planning and consulting, and retirement-plan consulting for 401(k) and 403(b) arrangements.

The firm manages client assets using model-driven portfolios across risk profiles, allocating among equities, fixed income, cash and alternatives and selecting mutual funds, ETFs and individual securities through a combination of in‑house models and screens. It conducts regular monitoring and rebalancing, offers access to Separately Managed Accounts and third‑party managers through Envestnet’s MAS program, and schedules at least annual client reviews with more frequent contact as needed.

Compared with similarly sized supported advisers, M.C. Byrd is notable for operating a defined retirement-plan practice (doing business as “The 401K Shop”) with formal 403(b) and 401(k) arrangements and custodian relationships (including Pentegra, TIAA and Fidelity) and for serving both a substantial discretionary asset base and a material non‑discretionary segment. The firm combines model-level management with outsourced manager solutions and discloses that some of its investment adviser representatives are licensed to sell insurance products, a potential conflict addressed through its compliance policies.