Lynch Investment Planning, LLC

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Client assets under management

$141,685,798

Clients

140

33% high-net worth

Advisors

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Typical

Average account size

$1,012,041

About

Lynch Investment Planning, LLC is an SEC-registered advisory firm that provides financial planning, investment supervisory services, and retirement plan consulting to individuals (including high-net-worth clients), retirement plans, and select charitable organizations. The firm manages roughly $143 million for about 140 clients and operates with a small advisory team of three professionals.

The firm’s investment approach centers on tailored asset-allocation across equities, fixed income, and cash equivalents implemented primarily through no-load or load-waived mutual funds and ETFs; it avoids short-selling and may use put options for downside protection. Lynch provides both discretionary and non-discretionary management, conducts ongoing account monitoring with at least quarterly reviews, and offers standalone financial planning engagements as needed.

Distinctive features disclosed in the brochure include that an owner of the firm is a licensed insurance agent who sometimes sells insurance and annuity products and may earn customary commissions, an activity that is uncommon among similarly supported firms and is explicitly disclosed as a conflict of interest. The firm also prepares federal and state tax returns for certain clients for a separate fee, recently added retirement plan consulting (serving in a non-3(38) capacity), and receives research and educational resources from Dimensional and John Hancock while predominantly using Dimensional funds and John Hancock services, arrangements the firm discloses and says it evaluates independently.

Client services

Financial planning Portfolio management Pension consulting Tax return preparation and filing

Expertise

Retirement plans for business owners (SEP, solo 401k) Cash flow / budgeting General retirement planning

Fee options

Fixed

Flat fee of at least $2,000 for specific tasks, usually financial planning; tax return preparation fees range from $200 to $1,000

Percentage

$0 - $100,000: 1.25% $100,000 - $350,000: 1.00% $350,000 - $850,000: 0.85% $850,000 - $1,850,000: 0.75% $1,850,000+: 0.50%

Project-based

$400 per hour for financial planning and/or consulting

Other

Minimum fee: $2,500 per year for investment advisory services Fee-only: Standalone financial planning and consulting: $400/hour with a three-hour initial retainer; flat fee starting at $2,000 for specific tasks

Main office location

Lynch Investment Planning, LLC

2 Campus Boulevard, Suite 106

Newtown Square PA 19073, United States

Number of offices

Most active in

New Jersey · Pennsylvania

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

LinkedIn Website (484) 472-8956

Advisors at this firm

James L

CFP®, Series 65

Newtown Square, PA

Lynch Investment Planning, LLC

James Lynch is a CFP® and holds a Series 65 license with 36 years of experience at Lynch Investment Planning, LLC. He is based in Newtown Square, PA, and has been with the firm since its founding in 1990. Lynch Investment Planning, LLC provides comprehensive financial planning and investment supervisory services to individuals, including high-net-worth clients, as well as institutional clients such as charitable organizations and retirement plan sponsors. The firm employs a strategic asset-allocation approach and offers additional services including standalone financial planning, tax return preparation, and retirement plan consulting.

Retirement plans for business owners (SEP, solo 401k) Cash flow / budgeting General retirement planning

David L

CFP®, Series 65

Newtown Square, PA

Lynch Investment Planning, LLC

David Lynch is a CFP® professional with four years of industry experience. He is currently with Lynch Investment Planning, LLC, where he has worked since 2024. Prior to this, he held roles at Wealth Enhancement Group and Hoover Financial Advisors, Inc. Outside of his advisory work, he has a background that includes manufacturing and education. Lynch Investment Planning, LLC provides comprehensive financial planning and investment supervisory services to individuals, including high-net-worth clients, as well as institutional clients such as charitable organizations and retirement plan sponsors. The firm employs a strategic asset-allocation approach using equities, fixed income, and cash equivalents, and offers discretionary and non-discretionary account management with ongoing monitoring.

Retirement plans for business owners (SEP, solo 401k) Cash flow / budgeting General retirement planning

Michael L

CFP®, Series 65

Newtown Square, PA

Lynch Investment Planning, LLC

Michael Lynch is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Lynch Investment Planning, LLC since 2018. He also serves as an Army Reserve Officer, working as a supervisor and trainer. Lynch Investment Planning, LLC provides comprehensive financial planning and investment supervisory services to individuals, including high-net-worth clients, as well as institutional clients such as charitable organizations and retirement plan sponsors. The firm employs a strategic asset-allocation approach and offers additional services including retirement plan consulting and seasonal tax return preparation.

Retirement plans for business owners (SEP, solo 401k) Cash flow / budgeting General retirement planning

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