Lynch Financial Group

Lynch Financial Group is a state-registered investment adviser that provides discretionary portfolio management, comprehensive financial planning, and consulting to individuals, high-net-worth individuals, and pension and profit-sharing plans. The firm manages client portfolios and makes recommendations across common securities such as mutual funds, ETFs, U.S. government securities and also lists variable annuities among recommended products, in addition to delivering written financial plans and targeted consulting engagements.

The firm’s process centers on developing individualized investment policies through personal interviews and ongoing supervision, with asset allocation and mutual fund/ETF analysis as primary methods and both long- and short-term trading strategies employed as appropriate. Accounts are typically managed on a discretionary basis, reviewed at least quarterly, and clients receive written reports that include performance summaries and financial-planning projections of future cash flows and asset values.

Noteworthy for a firm of its size, the brochure discloses recommendations of other financial products (including variable annuities) alongside traditional portfolio management and describes the use of plan projections that amount to illustrative future performance in planning deliverables. The adviser operates with a small advisory team managing roughly $109 million of discretionary assets for a concentrated client base, and it delegates proxy voting to clients while arranging fee debits through custodians and providing aggregated trade execution when appropriate.