Lunsford Financial Planning, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$45,346,083
Clients
49
31% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
49
HighAverage account size
$925,430
About
Lunsford Financial Planning, Inc. provides wealth management and financial planning services to individual clients, including ongoing investment management, retirement and estate-plan review, cash-flow and distribution planning, and guidance on employer-provided benefits. The firm also offers ancillary services such as investment reviews for DIY clients and optional tax return preparation for individual and trust returns.
The firm follows a fundamental, long-term buy-and-hold approach that emphasizes diversified asset allocation and a preference for low-cost index investments, supplemented by selected actively managed funds when appropriate. Portfolios are managed on a discretionary basis with periodic rebalancing and attention to tax placement across taxable, tax-deferred, and tax-free account types.
Compared with many similarly structured independent advisers, the firm explicitly includes pension consulting in its service set, offering 401(k) plan reviews and rollover guidance as part of client engagements. The firm’s principal holds both CFP® and Enrolled Agent (EA) credentials, which the firm integrates into tax planning and the optional tax preparation services it provides.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
Retirement income strategy
Social Security optimization
Equity Recipients (RS/RSU, SOP, ESPP)
Wealth management
General estate planning guidance
Fee options
Flat fees may be negotiated for Wealth Management services and financial planning; tax preparation fees range from $200 to $1,500 depending on complexity.
$0 - $1,000,000: 1.00% $1,000,000 - $2,000,000: 0.80% $2,000,000 - $5,000,000: 0.60% $5,000,000+: 0.40%
Tax preparation hourly rate of $280
Minimum fee: $1,250 quarterly ($5,000 annually) minimum quarterly fee for Wealth Management services Fee-only: Wealth Management fees paid directly by client; no commissions or third-party payments received.
Main office location
Lunsford Financial Planning, Inc.
357 S. Mccaslin Blvd, Suite 200
Louisville CO 80027, United States
Number of offices
2
Most active in
Lunsford Financial Planning, Inc. has reported serving >5 clients in these states in the last 12 months.
Colorado · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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