Luminary Wealth Advisors
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$13,412,672
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
9
22% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
9
Very LowAverage account size
$1,490,297
About
Luminary Wealth Advisors is a state-registered independent investment adviser that manages about $13.95 million in discretionary client assets across nine relationships. The firm provides continuous, tailored portfolio management together with project-based and ongoing comprehensive financial planning for individuals, high-net-worth individuals, and corporations or other businesses.
The firm primarily practices passive investment management, building diversified portfolios with index mutual funds and ETFs and setting asset allocation targets based on client goals and tax considerations. It manages accounts on a discretionary basis, accommodates client-imposed restrictions in writing, and may engage third‑party managers (TAMPs) to implement specialized allocations.
Notably, Luminary explicitly serves corporate or business clients in addition to individual households, a client type that is uncommon among independent advisers. The adviser’s very small client roster and concentrated assets under management mean most clients receive direct, periodic plan monitoring and reviews; the firm also does not vote client proxies, leaving that responsibility with clients and custodians.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
General retirement planning
Cash flow / budgeting
Debt management
General estate planning guidance
Fee options
Project-Based Financial Planning fixed fees range from $1,500 to $5,000 depending on complexity; Ongoing Comprehensive Financial Planning includes upfront fee $500-$5,000 plus quarterly flat fees $250-$750
$0 - $1,000,000: 1.50% annually $1,000,001 - $2,500,000: 1.25% annually $2,500,001 - $5,000,000: 1.00% annually $5,000,001+: 0.80% annually
Ongoing Comprehensive Financial Planning flat fee paid quarterly in arrears ranging from $250 to $750 per quarter
Account minimum: $250,000 (may be waived at discretion) Fee-only: Project-Based Financial Planning Fixed Fee $1,500 - $5,000 (negotiable); Ongoing Comprehensive Financial Planning $500 - $5,000 upfront plus $250 - $750 per quarter (flat fee)
Main office location
Luminary Wealth Advisors
Mckinney TX, United States
Number of offices
1
Most active in
Luminary Wealth Advisors has reported serving >5 clients in these states in the last 12 months.
Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")