LTC Wealth Management, LLC

The firm provides investment planning and financial consulting to a small group of individual and high-net-worth clients, including work on retirement income, tax and estate considerations, and referrals or coordination for long‑term care planning. It also offers public seminars and workshops on its services and financial topics; the firm does not charge for attendance and financial consultations are provided without a fee.

For portfolio management the firm uses the SEI Asset Management Program, recommending model allocations made up of mutual funds and ETFs managed by institutional managers selected by SEI, with automatic quarterly rebalancing and reporting provided by the SEI custodian. Client accounts are managed on a non‑discretionary basis so the firm provides recommendations and periodic reviews (at least annually) while clients retain final trading authority and may impose investment restrictions.

Noteworthy distinctions include an affiliation with an insurance agency and a separate long‑term care consulting practice, with the firm’s principal spending a significant portion of time in those activities; these relationships are disclosed as potential conflicts of interest and are mitigated by firm procedures and fiduciary obligations. The firm’s assets are held entirely on a non‑discretionary basis at SEI, and its educational offerings plus professional credentials focused on fiduciary practice and Medicaid/long‑term care planning set it apart from many peers.