L
Lowry Financial Services
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$31,482,739
This total excludes 3 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Total clients
35
23% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
35
Average account size
$899,507
About
Lowry Financial Services provides ongoing portfolio management and pension consulting to a mix of individual clients — including high-net-worth individuals — and to institutional clients such as pension and profit-sharing plans and charitable organizations, managing roughly $31.5 million across about 35 client relationships. The firm also offers insurance products, including annuities, through its principal’s insurance licensing and may recommend those products alongside investment advice.
The firm documents client objectives and risk tolerances in Investment Policy Statements, seeks discretionary authority for trading, and pursues a long-term trading approach informed by a blend of charting, fundamental, technical, cyclical and quantitative analysis alongside modern portfolio theory. For retirement-plan clients it provides pension consulting services that include identifying investment objectives and restrictions, recommending and monitoring money managers and other service providers, and creating written pension consulting plans under a stated fiduciary framework for retirement accounts.
What is noteworthy for an independent adviser of this size is the combination of retail wealth management with uncommon client types (pension plans and charitable organizations) and an active insurance brokerage practice, a mix the brochure identifies and discloses as a potential conflict of interest. The firm also implements model portfolios from a platform provider (SEI), requires use of that custodian/platform, and discloses receipt of platform-related benefits and occasional soft-dollar research or services that may bear on custodian and product selection.
Client services
Portfolio management
Pension consulting
Selection of other advisers
Individual recommendation insurance sales
Individual recommendation insurance sales
Expertise
Annuities
Fee options
$0+: 1.50% annually (Portfolio Management Fees) $0+: 0.50% annually (Pension Consulting Fees)
Commissions may be received from sale of insurance products; not primary source of compensation.
Main office location
Lowry Financial Services
Tierra Verde FL, United States
Number of offices
1
Most active in
Lowry Financial Services has reported serving >5 clients in these states in the last 12 months.
Florida · Massachusetts · New Hampshire · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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