Lowery Thomas, LLC

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Client assets under management

$380,757,847

Clients

184

53% high-net worth

Advisors

of 6 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Typical

Average account size

$2,069,336

About

Lowery Thomas, LLC provides investment advisory and wealth management services to individuals (including high-net-worth clients), trusts, estates and corporations, delivering both discretionary and non‑discretionary portfolio management alongside financial planning and retirement-account advice. The firm manages approximately $386 million for about 184 clients, is supported by three advisors, and bills fees on a percentage-of-AUM basis.

The advisor’s investment process is primarily driven by technical analysis with a generally long-term orientation, constructing portfolios largely from low-cost mutual funds and ETFs while also employing individual stocks or bonds as needed; it may engage in shorter-term trades, tactical reallocations, or the use of inverse and leveraged ETFs to pursue client objectives. Portfolios are customized to client goals, risk tolerance and tax considerations, and the firm will retain legacy positions or harvest gains/losses when appropriate as part of its ongoing supervision.

Notable differences from many peers include an affiliation with owner-operated CPA/accounting practices—each of the firm’s two owners operates a separate tax practice that may provide services to clients—and an organizational footprint of five offices despite a three-advisor team, a combination that is uncommon among similarly supported firms. The firm also discloses an institutional custodial relationship that provides software and other benefits to the advisor, which it identifies as a potential conflict of interest.

Client services

Financial planning Portfolio management

Expertise

Wealth management General tax planning Retirement income strategy

Fee options

Percentage

$0+: 0.75% annual +: up to 1.50% annual

Main office location

Lowery Thomas, LLC

Pebble Beach CA, United States

Number of offices

Most active in

California · New Hampshire · Texas

Disclosures

Business activities & affiliations

Is active or affiliated with:

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

LinkedIn Facebook X Website 831-230-6380

Advisors at this firm

Kenneth C

CFP®, Series 65

Pebble Beach, CA

Lowery Thomas, LLC

Kenneth Cala is a CFP® and holds a Series 65 license, with 24 years of experience in financial advising. He has been with Lowery Thomas, LLC since 1999 and also operates a CPA accounting firm that shares common clients with his advisory practice. Lowery Thomas, LLC provides wealth management, investment management, and financial planning services to individuals, high-net-worth clients, trusts, estates, and corporations. The firm offers customized portfolio construction and ongoing account monitoring, combining a long-term investment strategy with technical analysis to align portfolios with clients' goals and risk tolerance.

Wealth management General tax planning Retirement income strategy

Mark V

Series 65

Pebble Beach, CA

Lowery Thomas, LLC

Mark Vicencio is a financial advisor at Lowery Thomas, LLC with 26 years of industry experience. He holds a Series 65 designation and has served at Lowery Thomas since 1999. In addition to his advisory role, Vicencio operates an accounting firm, where he spends approximately 25% of his professional time. Lowery Thomas, LLC provides wealth management, investment management, and financial planning services to individuals, high-net-worth clients, trusts, estates, and corporations. The firm employs a long-term investment strategy complemented by technical analysis, offering customized portfolio construction and ongoing account monitoring.

Wealth management General tax planning Retirement income strategy

David L

Series 63, Series 65

Pebble Beach, CA

Lowery Thomas, LLC

David Lowery is a financial advisor at Lowery Thomas, LLC in Pebble Beach, CA, holding Series 63 and Series 65 licenses with 26 years of industry experience. He has been with Lowery Thomas, LLC since 1999. Lowery Thomas, LLC provides wealth management, investment management, and financial planning services to individuals, high-net-worth clients, trusts, estates, and corporations. The firm employs a long-term investment strategy combined with technical analysis and offers customized portfolio construction using diversified mutual funds, ETFs, and occasionally individual securities.

Wealth management General tax planning Retirement income strategy

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