Lovett Investment Consulting LLC

Lovett Investment Consulting provides investment advisory and family-office style services to a small group of high‑net‑worth families and related entities, including family partnerships, trusts, estates, and charitable foundations. The firm works with multiple generations of the same family and is not accepting new clients, and it also provides occasional no‑charge investment advice to certain related family members and a long‑term personal contact.

The firm’s advice centers on developing client‑specific strategic asset allocation plans and implementing them with mutual funds, ETFs, third‑party managers, and limited individual securities (primarily U.S. Treasury issues and FDIC‑insured CDs). Portfolio recommendations are reviewed periodically and rebalanced as agreed, with valuation measures such as the PE‑10, Tobin’s Q, and multi‑year institutional forecasts used to inform infrequent allocation adjustments.

Lovett Investment is atypical among peers in being closely affiliated with an accounting practice: most advisory clients also receive tax and accounting services from the affiliated CPA, and the adviser spends a material portion of time across both practices. The firm also departs from common billing norms by using flat, negotiated fees billed in arrears rather than a percentage‑of‑assets model, and it is deemed to have custody for certain family accounts due to a related party’s withdrawal authority, subject to required surprise examinations.