Lotzer & Co.,Inc.

Lotzer & Co., Inc. provides personalized investment management and financial planning to individuals as well as institutional and non‑profit clients, including pension and profit‑sharing plans, trusts, estates, charitable organizations, and small businesses. Its service offering includes investment supervisory services, cash‑flow and retirement planning, tax and estate planning advice, education funding guidance, and periodic net‑worth reporting.

The firm applies a strategic asset allocation with a core‑and‑satellite approach, combining direct equity selections—typically mid‑ and large‑cap stocks selected for steady cash‑flow growth and earnings predictability—with no‑load mutual funds and ETFs to add diversification and foreign-market exposure. Accounts are managed on a discretionary basis under a limited power of attorney, client objectives are documented in investment policy statements, and accounts are reviewed at least quarterly while custody remains with qualified custodians that deliver statements directly to clients.

What is noteworthy relative to many independent peers is that Lotzer & Co. regularly serves institutional clients (pension plans, banks and similar entities) in addition to individual investors, and it manages roughly $28.3 million across 104 separately managed accounts for about 45 clients on a discretionary basis. The brochure also discloses occasional access to initial public offerings, a formal business‑continuity and business‑continuation arrangement with another advisory firm, and a strictly fee‑only operating model with no commissions or finder’s fees.