Lockerman Financial Group, Inc.

Lockerman Financial Group serves individual and high‑net‑worth clients as well as trusts, estates, and charitable organizations, offering comprehensive financial planning, consulting, and discretionary investment management. The firm provides standalone written financial plans and ongoing portfolio management, and may implement client portfolios through recommended third‑party managers.

The firm’s investment process draws on multiple methods of analysis — including fundamental, technical, quantitative, sector analysis and a duration discipline — and employs a range of instruments such as individual equities, mutual funds, ETFs, and fixed income (including municipal bonds). Portfolios are monitored and rebalanced periodically, and the firm conducts initial and ongoing due diligence on third‑party managers it selects.

The brochure discloses arrangements that are less common among peers: the firm may recommend third‑party managers that offer wrap fee programs and maintains an institutional platform relationship with Fidelity while also using Schwab for custody and execution. It also discloses that representatives act as licensed insurance agents/brokers and offer insurance products, and it provides specialized services (for example, executive compensation and stock‑option planning and accommodations for clients with concentrated employer stock holdings) that distinguish its practice from many other independent advisers.