LNB Financial LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$37,156,617
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Total clients
131
5% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
131
Average account size
$283,638
About
LNB Financial LLC provides discretionary portfolio management and investment advisory services to individuals, trusts, estates, charitable organizations, corporations, and other business entities. The firm reports approximately $37.2 million in discretionary assets under management and works with roughly 131 client accounts, offering ongoing account supervision, asset allocation, and periodic reviews.
The firm gathers client financial information and investment objectives to build tailored asset-allocation strategies and permits clients to impose written restrictions on portfolio management. LNB uses a mix of fundamental and technical analysis, may delegate implementation to third‑party sub‑advisers and model portfolios, and conducts at least annual reviews of client circumstances and account performance.
What is notable relative to many peers is that LNB explicitly serves charitable organizations and provides portfolio management for institutional clients in addition to individual investors — services that are relatively uncommon among similar independent advisers. The brochure also highlights specific strategy and operational features such as direct‑indexing strategies (with disclosed tax‑customization and tracking‑error risks), consideration of cryptocurrency and AI‑related risks, and reliance on sub‑advisers and an institutional custodian platform for trade execution and back‑office support.
Client services
Portfolio management
Fee options
$0 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.90% $3,000,001 - $5,000,000: 0.80% $5,000,001+: negotiable%
Account minimum: $100,000 Fee-only: Annual portfolio management fee based on tiered schedule; fees paid monthly in arrears; negotiable for assets over $5,000,000 and on case-by-case basis.
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Main office location
LNB Financial LLC
Casco WI, United States
Number of offices
1
Forms ADV
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