Lloyds Intrepid Wealth Management

Lloyds Intrepid Wealth Management is a fee-only registered investment adviser that provides wealth management and financial planning to individual and high‑net‑worth clients. The firm manages about $61 million in client assets for a small roster of households and offers both discretionary and non‑discretionary portfolio management as well as fixed‑fee and hourly planning engagements.

Investment advice is tailored by client‑specific investment policy statements and is built around a primarily passive framework focused on asset‑class weightings and low‑cost index funds, while also drawing on macroeconomic, fundamental, and technical analysis. Portfolios may be actively adjusted through dynamic allocation decisions, occasional short‑term hedges using unlevered inverse ETFs, and recommendations of private fund allocations for qualified investors.

The firm’s brochure discloses that it offers educational seminars and uses endorsements and testimonials in its advertising, practices that are relatively uncommon among peers. Lloyds Intrepid’s advisory team includes principals with CFP and CFA credentials and provides financial plans at no additional fee to wealth management clients, combining formal credentialing with client education and outreach that stands out for a firm of this size.